新编金融英语教程第十四章.pptx

;;;;14.2 Key Points;;;;;;adjustable rate loans Banking Holding Companies (BHC) Base III (or the Third Basel Accord) Basel Committee on Banking Supervision (BCBS) Bernard Madoff cover the losses credit risk default risk excessive risk ;market risk modern portfolio theory moral hazard net borrower net lender Systemically Important Financial Institutions?(SIFI) standard deviation Tier 1 capital quantify the terms ;1. Credit or default risk is the risk that the borrower will be unwilling or unable to live up to the terms of the liability it has sold. 2. Another type of risk that