中英对照收简介.ppt

托收简介 Brief Introduction of Collection concept 1)概念 Collection means the handing by banks of financial 托收是指银行根据所收 documents. and/or 的指示,对金融票据或商 commercial documents, in亚票据的处理,以便取得 accordance with 贷款或承兑,或付款交单 instructions received in 件交付单据。 order to obtain pavment and/or acceptance, or deliver documents against payment and/or against acceptance, or deliver documents on other terms 托收概念 and conditions 2 The parties in remittance 托收当事人 The parties in collection refer to principal remitting bank, collecting bank presenting bank, and drawee 托收业齐通常要涉及委托人、汇行托收 银行、乖银行、付歙人等 °要托人=- principal\ drawer幽票A\受益人 beneficiary幽亦 exporter\ credito债权人,开幽汇票 提突单据,托银行国外亍款亦收款蚋人 °托收行-幽日亦银行\幽互亦的贱户行( remitting bank接受要托人的要托代收款项,同时要托国外分行 或代理行向债人收歌 代收行一-迷口绁叙行\进口商的帐户行( collecting bank托收行的国外分行、代理行 竹款人-跳亦(务人) importer、 debtor.是代收 行接受托收行的要托其收取货款的人 提示行 presenting bank)一与付款入有援来账户系的 钣行。 代理人 (representative)幽口方在逆口地的伙啡,嗷 汆理货帕存仓、保险、转售、近回等事宜。 classification 分类 3 Collection can be classified into clean cellection and documentary collection 托收分光票托收和跟单托收 Clean collection means collection of financial document not accompanied by commercial documents ·光票托收是指些人(出票人)开具汇票 不附随任何货远单据托收。 Depending on difference of conditions of payment, documentary collection can be divided into document against payment(D/P)and docuements agains acceptance(D/A) ·跟单托收楓据交单条件不同分为佇款交 (D/P)和承兗交单(D/A)。 D/P means: the collecting bank releases the title right and other shipping documents to the importer subject to payment 付款交单是指代收行在收到进口亦贷歙后 将牤票及所附的货远单据交付给进口亦 (D/A)calls for delivery of documents against acceptance of the draft drawn by exporter ·承兗交单要求买亦凭书面承兗业口商开来 的汇票获淂吝裘票据,承兑交单乏昊远期 付款。