金融英语课后答案汇总.pdfVIP

Part One 1. What are the main roles of banks? 答： Although banks share many common features with other profit-seeking business,they play a unique role in the economy through mobilizing savings,allocating capital funds to fiance productive investment,transmitting monetary policy,providing a payment system and transforming risks. 3. According to the revised edition of the Law of the Peoples Republic of China on the Peoples Bank of China ,what functions does the PBC perform? 答： The PBC s key functions are to conduct monetary policy, prevent and dissolve financial risks, and maintain financial stability under the leadership of the State Council. 4. Can you give some examples of indirect instruments for implementing monetary policy? 答： Indirect instruments as required reserve ratio, interest rate adjustment and open market operations. 9. What is your definition of share and bond? 答： Shares are certificates or book entries representing ownership in a corporation or similar entity.Bonds are written evidences of debts. 13. What is your definition of “securities? ” 答： Securities are paper certificates (definitive securities) or electronic records (book-entry securities) evidencing ownership of equity (stock) or debt obligations (bonds). Part Two 2. What are the objectives of banking supervision? 精选文库 First, the key objective of supervision is to maintain stability and public confidence in financial system. The second goal of bank supervisions to ensure that bank operate in a safe and sound manner and that they hold capital and reserve sufficient to cover the risks that may arise in their business. Third, a related goal is to protect de