[金融英语考试密押资料]初级银行综合类模拟(听力部分暂无答案16.docxVIP

[金融英语考试密押资料]初级银行综合类模拟(听力部分暂无答案16 [金融英语考试密押资料]初级银行综合类模拟(听力部分暂无答案16 PAGE1 / NUMPAGES1 [金融英语考试密押资料]初级银行综合类模拟(听力部分暂无答案16 初级银行综合类模拟(听力部分暂无答案16一、听力题Directions: In this section you will hear three short passages. At the end of each passage, you will hear some questions. The passages and the questions will be spoken only once. After you hear a question, you must choose the best answer from the four choices marked A, B, C and D. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.Passage One (如需获取本MP3听力录音请搜索标题名) 1.A.Those who have large sum of money at home.B.Those who will be away for a long time.C.Those who will stay at the bank for a long time.D.Those who will deposit a large sum of money for a long time.答案:[解析] 1-3 For customers who are willing to deposit large sums (￡5 000 or more), for a number of years (maybe 5 years), the banks offer certificates of deposit (CDs) on which very favorable rates of interest are paid. The certificate acknowledges receipt of the deposit and specifies the rate of interest that is to be paid on it, and when the sum is repayable. Usually an amount in sterling is involved, but CDs are issued in US dollars as well. CDs are negotiable and therefore the holder may obtain his money back (or some of it) by selling the CD as an investment at the time it is sold. If the rate of interest received on the CD is higher than the current level of interest at the same time then it is possible that the holder will receive more for it than its nominal value, though the opposite may of course apply. 1. What kind of person will get a CD?2.A.Favorable rates of interest.B.Negotiable.C.Issued in sterling and US dollar.D.Both A and Ｂ.答案:[解析]What are the advantages of a CD?3.A.The holder will receive more for the CD when negotiating it.B.The holder will receive less for the CD when negotiating it.C.The holder will keep the CD for longer time.D.The holder will get back only the nominal valu