金融学概论论文附英语摘要.docVIP

金融学概论 课程论文 题 目： 程中的一些问题及对策 年级专业：过程装备与控制 学生姓名： 学 号： 指导教师： 2013年4月30日 摘要 近年来随着我国居民收入不断提高，个人理财市场需求不断增大，个人理财 业务已经成为我国商业银行业务发展的核心内容，也是商业银行之间相互竞争的 焦点之一，是商业银行新的，重要的利润增长点。各商业银行纷纷推出形式多样的 个人理财业务。但与此同吋，我国银行个人理财业务还存在一些急待解决的问题。 如何拓展商业银行个人理财业务显得非常重要。本文分析了商业银行在开展个人 理财业务方而存在的问题，并针对性地提出了进i步发展个人理财业务的措施和 合理化建议。 关键词：个人理财业务 商业银行 问题 方法 Title Title Problems and Countermeasures of Individual Financing Business Development Abstract in recent years,Along with our country income improve continuous, demand of personal finance market increase. The personal financial management business has become core contents of our country commercial bank business development. It is the focus of competition between commercial banks, and new, important profit growth point of commercial bank. Commercial Banks push out various forms of the personal financial management business one after another In the meantime, there are some problems of the personal financial management business to resolve urgent. How to develop the commercial bank of the personal financial management business is very important. This paper analyzes the existing problems of commercial Banks in the development of the personal financial management business aspects, and pointed out the further development of the personal financial management business of the measures and Suggestions ? Keywords Personal Financial Services Commercial Banks Problem Method TOC \o 1-5 \h \z 1 弓丨言 1 HYPERLINK \l bookmark122个人理财业务发展的问题 1 HYPERLINK \l bookmark141 客户需求问题 1 HYPERLINK \l bookmark162.2产品供给问题 2 HYPERLINK \l bookmark182.3政策、经营体制问题 2 HYPERLINK \l bookmark202?4 缺少合格的专业理财人员 2 HYPERLINK \l bookmark223个人理财业务发展对策 3 HYPERLINK \l bookmark243.1增强服务系统技术支持，加快科技投入 3 HYPERLINK \l bookmark262 制定适合发展的战略 4 HYPERLINK \l bookmark283.3培育具有竞争优势的营销组合拓宽市场 4 HYPERLINK \l bookmark303.4加大理财市场的培育 5 HYPERLINK \l bookmark323.5培养高素质的专业理财人员 5 HYPERLINK \l bookmark34结论 6 HYPERLINK \l bookmark36参考文献 7 1引言 随着我国市场经济的发展和改革开放的深化，我国金融市场已经形成齐商业 银行之间群雄逐