保险行业全面风险管理精要.docx

保险公司全面风险管理标准精要 Insurance Criteria: Refining The Focus Of Insurer Enterprise Risk Management Criteria Standard Poors Ratings Services 一、 ERM质量分级 ·························· 二、风险管理文化 ························· 三、新兴风险管理 ························· 3.1 新兴风险识别 · ························· 3.2 新兴风险重要性评估 · ······················ 3.3 新兴风险应对 · ························· 四、风险模型和经济资本模型 ··················· 五、战略风险管理 ························· 六、风险控制的一般思路 ····················· 七、信用风险 ···························· 7.1 风险识别 · ··························· 7.2 风险监测 · ··························· 7.3 风险限额及标准 · ······················· 7.4 风险限额执行 · ························ 7.5 风险管理 · ·························· 7.6 再保险信用风险 · ······················· 7.7 其他交易对手信用风险 · ···················· 7.8 商业抵押信用风险 · ······················ 7.9 风险学习 · ·························· 八、资产负债管理（ ALM）和市场风险控制 ·········· 8.1 利率风险识别 · ························ 8.2 利率风险监测 · ························ 8.3 利率风险限额和标准 · ····················· 8.4 利率风险限额执行 · ······················ 1 2 4 4 5 5 5 6 7 9 9 9 10 10 10 12 12 12 13 14 14 15 16 16 8.5 利率风险管理实践 · ······················ 8.6 利率风险学习 · ························ 8.7 流动性风险管理 · ······················· 8.8 外汇风险管理 · ························ 8.9 股票市场风险管理 · ······················ 8.10 含保证给付投资型产品的资产负债管理 ············· 九、财产 / 意外损失（非寿险）保险风险 ············ 9.1 风险识别 · ·························· 9.2 风险监测 · ·························· 9.3 风险限额及标准 · ······················· 9.4 限额执行 · ·························· 9.5 风险管理 · ·························· 9.6 风险学习 · ·························· 9.7 准备金风险 · ························· 十、人寿保险风险 ························ 10.1 风险识别 ·························· 10.2