农村小额信贷外文文献.docxVIP

农村小额信贷外文文献 农村小额信贷外文文献 Henan rural folk financial problems and countermeasures li jian Henan Polytechnic University Institute of Economic And Management No.2001, Century Avenue Jiaozuo City Henan Province China 454000 lij @hpu.edu.cn Abstract—this paper introduces in rural financial needs strong and supply situation, Henan rural folk financial needs and development situation. Based on the actual case analysis the existing in rural folk financial activities of the lending rate is out of control, management risk, such as lack of specification of private financial institutions, and probes into the problems of the prison office at the county level permissions silver strengthen and increase the supervision, standardize folk lending formalities, standard of private financial institutions, such as reduction and control countermeasures for the occurrence of private financial risk, reduce Andale folk lending disputes with a corresponding approaches. (Abstract) Keywords- henan financial, rural finance, financial problems, private finance (key words) I. PREFACE As with other provinces in Henan, rural financial market demand and supply in an imbalance state, still is not perfected of rural financial system restricts the three agricultural problems, not effectively meet capital requirements. In this case, the various forms of folk lending emerged, to a considerable degree, in easing farmers, and private enterprise, the town enterprise capital requirements of such intense question, private financial has become the important pillar of rural economic development. But because the private finance drifting on system, has largely outside of poet and owe normative, inevitably there arise some problems, which affect the harmonious societys construction and social stability, graces said, in rural folk financial became obstacle to the development of Henan province, so the study of how to eliminate th