商业银行中小企业信贷风险防范对策分析.pdfVIP

大 学 本 科 生 毕 业 论 文 论文题 目： 商业银行中小企业信贷危险 防范对策分析 学 院： 经济与工商治理学院 年 级： 2014 级 专 业 ： 金融学 姓 名： 学 号： 20134 指导教师： 2016 年 9 月 19 日 摘要 随着市场经济体制的逐步健全和完善，我国中小企业近年迅速进展，已经成为经济进 展的重要支柱。如何加强对中小企业信贷危险的防范是我国商业银行迫切需要解决的问题 。本文根据中小企业信贷危险的表现形式，分别从商业银行自身、中小企业和社会经济环 境三个方面分析了我国商业银行中小企业信贷危险的成因，在此基础上，对商业银行如何 防范中小企业的信贷危险提出了具体的对策和建议。 关键词 商业银行；中小企业 ；信贷危险 Abstract As the market economic system gradually improve and perfect, rapid development in recent years, our country small and medium-sized enterprises has already become the important pillar of economic development. How to strengthen the prevention of small and medium-sized enterprise credit risk is the commercial Banks in China urgently needs to solve the problem. According to the form of small and medium- sized enterprise credit risk, respectively from the commercial Banks and small and medium-sized enterprises and social economic environment three aspects analyzes the cause of Chinas commercial bank credit risk of small and medium-sized enterprises, on this basis, the credit risk of commercial Banks how to guard against small and medium-sized enterprise puts forward concrete countermeasures and Suggestions. Keywords Commercial Banks;Small and medium-sized enterprises;The credit risk 目录 摘要 I Abstract 2 前言1 一、中小企业信贷危险概述 2 （一）中小企业信贷危险内涵2 （二）中小企业信贷危险特点3 （三）中小企业信贷危险治理现状……………………………………………………3 二、商业银行中小企业信贷危险