Unit 7 insurance 财经英语课程资料.docxVIP

Unit 7 Insurance 保险 1. Insurance 保险 It is the business for providing financial compensation 经济补偿for the misfortune or loss that is insured against. The payments are made from the pool of insurance premiums 保险费 and returns on investment投资回报 of the premiums by the insurance company. Some famous insurance companies: Lloyd’s 劳埃德保险 British marine insurance organization incorporated in 1871 the People’s Insurance Company of China(PICC) 中国人民保险公司 established in 1949, is the sole 唯一的 stated-owned insurance organization which underwrites almost all kinds of insurance. 2. Insurance premiums 保险费 They are the money the insured 投保人, 被保险人 pay to an insurance company for taking out an insurance policy 保险单 or insurance certificate 保险凭证. 3. Insurance policy or certificate 保险单、保险凭证 Insurance policy保险单is the document 文件issued by the insurer承保人 to the insured 投保人after premium is paid, which sets out the exact terms such as the insurance coverage保险责任范围, the insured amount保额, the premium rate 保费率and the insurance duration保险持续时间. Insurance certificate保险凭证can be said to be a simplified form of an insurance policy, which contains the necessary items of an insurance policy. 4. Types of Insurance 保险种类 The most common are: motor insurance 车险 fire insurance 火险 burglary insurance 盗窃险 cargo insurance 货运险 life insurance 人寿保险 insurance against unemployment 失业保险, sickness and old age marine insurance 海运保险 第七周作业： 1. 这里出现的所有专业术语都要会读（不会读，务必查字典），会写（以后会默写单词），除绿色的内容不要编入对话中，其他必须全部出现在对话中。 （对话最少需要三分钟，写完之后可以自己匀速读一读，没有三分钟就不合格） 2. 每班学号第19 位同学查找：保险的种类（各种各样的保险），中文资料 每班学号第20位同学查找：中国主要的保险公司及其业务，中文资料 每班学号第 21 位同学查找：美国主要的保险公司及其业务， 中文资料 各自保存好文档，开学打印出来，上交作业。电子版务必发我扣扣邮箱。 找到资料之后请发我扣扣邮箱375007458@ ，每周六晚10点截止，不按时交作业，就当没交作业, 期末平时分数减3分。文件名为：学号+姓名+资料名称，不要直接发我，