我国科技型中小企业融资现状、问题及对策分析.docVIP

PAGE 我国科技型中小企业融资现状、问题及对策分析 摘要：伴随着经济的发展，当前中国的经济全球化趋势一直在不断加深，我国当前最主要的任务是要调整产业结构，深化经济体制改革，转变经济增长方式。而科技型企业在这中间充当着我国转型升级的一把好手。但是，科技型企业，特别是初创期的科技型企业普遍存在融资难的问题，这也在很大层面上阻碍了企业的发展。因此，只有解决了企业的融资困境、确保满足企业的资金需求，科技型中小企业才能实现健康良好的可持续发展。 本课题希望通过分析我国科技型中小企业在融资方面所存在的问题，通过完善企业融资相关法律体系，健全金融机构信贷法律法规等对策，解决我国科技型中小企业的融资困境，帮助其突破融资的难题关口，促进企业健康快速成长，为科技型中小企业的可持续发展提供参考意义。 关键词：科技型中小企业，资金需求，融资困境 Analysis on the status quo, problems and countermeasures of Chinas technology-based SME financing Abstract： With the development of the economy, the current trend of Chinas economic globalization has been deepening. The main task of our country is to adjust the industrial structure, deepen the reform of the economic system, and change the mode of economic growth. Among them, technological enterprises are the main driving force for Chinas transformation and upgrading. However, science and technology enterprises, especially those in the initial stage, generally have difficulties in financing, which is also an important aspect that hinders their development. Therefore, solving the financing dilemma of enterprises and ensuring that the capital needs of enterprises are met is an important issue faced by technological SMEs in improving their research and development capabilities and achieving rapid development. This topic hopes to solve the financing dilemma of Chinas technology-based SMEs and help them break through the financing bottlenecks by analyzing the problems existing in the financing of Chinas technology-based SMEs, improving the legal system related to corporate financing, and improving the credit laws and regulations of financial institutions. , Promote the healthy and rapid growth of enterprises, and provide reference significance for the sustainable development of technological SMEs. Keywords： Technology-based SMEs, capital needs, financing difficulties 目 录 TOC \o 1-3 \h \z \u 第1章 绪 论 2 1.1选题背景 2 1.2研究意义 2 1.3 文献综述 2 1.3.1 国外研究 2 1.3.2 国内研究 2 1.4课题研究方法和内容 2 1.4.1