征信机构产品在信用卡业务中的应用.pptVIP

征信机构产品在信用卡业务中的应用 Roles of Credit Bureau in Credit Card MarketExperian – Scorex邹台虹 博士Dr. Robert Tsou Page 2提纲 Agenda征信机构简介 Bureau Introduction信用卡生命周期 Credit Card Life Cycle征信机构工具 Bureau based Tools预先筛选名单提供者 Pre-screening List Provider信贷政策/战略决策 Credit Policy/Strategy Decisions信用卡申请欺诈甄别 Application Fraud Detection记分卡 Scorecard监控效劳 Monitoring Services通知效劳——触发因素 Notification Services – Trigger商业智能效劳 Business Intelligence Services总结 Summary Page 3各国征信机构实例 Some Credit Bureau Profiles 美国U.S.Experian, Equifax, TU所有正面信息 Full Positive英国 UKExperian, Equifax所有正面信息 Full Positive德国 GermanySchufa, Burgel, C