大学生自主创业融资问题的探讨.docxVIP

大学生自主创业融资问题的探讨 摘要 随着我国经济的发展，涌现出越来越多的大学生创业群体。各个高校相继开设和完善了创业教育的课程体系，创业氛围有所提高，中国的大学生创业比率也随之提高，但对于自主创业大学生来说，需要通过融资取得足够的资金来创业。由于大学生缺乏金融专业知识和融资经验，往往在融资过程中会遇到各种问题和障碍。 大学生创业企业融资难已成为阻碍我国大学生创业企业进一步发展的瓶颈，这一问题能否得到有效解决，不仅关系到大学生创业企业的健康发展，更直接影响到国民经济既定目标的实现。本文针对大学生创业的主要融资困难，从政府及金融几个、高校、社会及创业者自身等方面分析其融资难的原因，并在此基础上，提出了相应的解决对策。 关键词：大学生；创业；融资；融资困难  Abstract With the development of Chinas economy, more and more college students entrepreneurial groups have emerged. Various colleges have successively opened and improved the curriculum system of entrepreneurship education, and the entrepreneurial atmosphere has improved. The ratio of college students in China has also increased. However, for self-employed college students, they need to obtain sufficient funds to start a business through financing. Due to the lack of financial professional knowledge and financing experience, college students often encounter various problems and obstacles in the financing process. The difficulty of financing college students entrepreneurial enterprises has become a bottleneck that hinders the further development of college students entrepreneurial enterprises. Whether this problem can be effectively solved is not only related to the healthy development of college students entrepreneurial enterprises, but also directly affects the realization of the established goals of the national economy. This paper analyzes the main financing difficulties of college students entrepreneurship, analyzes the reasons for their financing difficulties from the aspects of government and finance, colleges, society and entrepreneurs themselves. On this basis, it puts forward corresponding countermeasures. Keywords: college students; entrepreneurship; financing; financing difficulties 目录 TOC \o 1-3 \h \z \u 一、引言 4 二、相关理论概述 4 （一）创业融资的界定及特性 4 1、融资的市场性 4 2、融资的多元性 4 3、融资的组合性 4 4、融资的社会性 5 （二）大学生创业融资的特点 5 1、过分强调资金和社会关系的重要性 5 2、缺乏一套科学的融资方案 5 三、大学生创业融资的现状 5 （一）大学生创业背景 5 （二）创业融资方式 7 （三）大学生创业面临的主要融