欧洲央行-欧元区银行贷款调查问卷1（英）-2024.4-19页.docx

EUROPEANCENTRALBANK

EUROSYSTEM

Banklendingsurveyfortheeuroarea

TheQuestionnaire1

(RevisedversionintroducedinApril2024)

1SeetheAnnexoftheBLSwebsitereportfortheadhocquestions.

Banklendingsurveyfortheeuroarea–Thequestionnaire,April2024

2

1Loansorcreditlinestoenterprises

1.Overthepastthreemonths,howhaveyourbank’screditstandards(1)asappliedtotheapprovalofloansorcreditlinestoenterprises(2,3,4)changed?Pleasenotethatweareaskingaboutthechangeincreditstandards,ratherthanabouttheirlevel.

Overall

Loanstosmalland

medium-sized

enterprises

Loanstolarge

enterprises

Short-termloans

Long-termloans

Tightenedconsiderably

Tightenedsomewhat

Remainedbasicallyunchanged

Easedsomewhat

Easedconsiderably

N/A

(1)SeeGlossary

onCreditstandards.

(2)SeeGlossary

onLoans.

(3)SeeGlossary

onCreditline.

(4)SeeGlossary

onEnterprises.

(5)SeeGlossary

onEnterprisesize.

(6)SeeGlossary

onMaturity.

(7)Pleaseselect

“N/A”(notapplicable)onlyifyoudonothaveanybusinessinorexposuretotherespectivelendingcategory.

Banklendingsurveyfortheeuroarea–Thequestionnaire,April2024

3

2.Overthepastthreemonths,howhavethefollowingfactorsaffectedyourbank’screditstandardsasappliedto

theapprovalofloansorcreditlinestoenterprises(asdefinedinthenotestoquestion1)?Pleaseratethecontributionofthefollowingfactorstothetighteningoreasingofcreditstandardsusingthefollowingscale:

––=contributedconsiderablytotighteningofcreditstandards

–=contributedsomewhattotighteningofcreditstandards

°=contributedtokeepingcreditstandardsbasicallyunchanged+=contributedsomewhattoeasingofcreditstandards

++=contributedconsiderablytoeasingofcreditstandards

N/A=notapplicable

Impactonyourbankscreditstandards

Overallimpactonyourbankscreditstandards

Overallimpactonyourbanks