我国中小企业融资问题研究——以DY公司为例.docVIP

北京理工大学现代远程（继续）教育学院毕业设计(论文)

我国中小企业融资问题研究

——以DY公司为例

摘要

中小型企业为中国经济发展发展做出了卓越贡献。可是，就有关的融资需求来讲，他们获得的资产支持非常少。解决中小型企业面临的融资困难，不但对改进中小型企业管理，提高中小型企业资产实力和竞争能力，并且对推动社会经济又好又快发展，解决就业压力具备积极主动作用，推动在我国产业结构调整。升級等方面具备重要的实际意义。本文介绍在我国中小型企业融资现况，讨论中小型企业融资问题的成因；解决方法。

关键词：融资；企业；成因；方案

ABSTRACT

Scholarsfromallovertheworldhavefocusedtheirscientificresearchonthefinancingofsmallandmedium-sizedenterprisesinmycountryinthefollowingareas:(1)Introduceindetailthecurrentsituationoffinancingofsmallandmedium-sizedenterprisesinmycountry;(2)Discussthecausesofthefinancingproblemsofsmallandmedium-sizedenterprises;solutions.Althoughscholarsareoptimisticaboutthedifficultyoffinancingsmallandmedium-sizedenterprises,thefinancingsituationinmycountryatthisstageisstillnotoptimistic.

Smallandmedium-sizedenterpriseshavemadeoutstandingcontributionstoChinaseconomicdevelopment.However,intermsofrelatedfinancingneeds,theyreceivedverylittleassetsupport.Solvingthefinancingdifficultiesfacedbysmallandmedium-sizedenterprisesisnotonlyforimprovingthemanagementofsmallandmedium-sizedenterprises,enhancingtheassetstrengthandcompetitivenessofsmallandmedium-sizedenterprises,butalsoforpromotingthesoundandrapiddevelopmentofthesocietyandeconomy,andhasaproactiveeffectonsolvingemploymentpressure,andpromotestheindustryinmycountry.StructuralAdjustment.Upgradeandotheraspectshaveimportantpracticalsignificance.

Keywords:Listedcompanies;Qualityofinformationdisclosure;Disclosuresystem;Formsofdisclosure;Waysofdisclosure

目录

TOC\o1-5\h\z\u257121中小企业融资相关概念与基本理论概述 1

78211.1中小企业融资的相关概念 1

116441.2常规融资渠道的比较分析 1

154361.3中小企业融资理论 1

170741.3.1信息不对称理论 1

97081.3.2信贷配给理论 2

113092我国中小企业融资现状与存在问题 4

41102.1我国中小企业融资现状 4

115672.2我国中小企业融资存在问题 4

136752.2.1中小企业管理不规范，缺乏长期经营目标 5

41062.2.2缺乏可担保抵押的财产 5

261552.2.3忽略融资资金的收集 5

224142.2.4竞争