美国的福利制度Welfare-System.pptVIP

WelfareSystem0fUS

2Thesocialsecuritysystembythesocietyinsurance,socialwelfareandsocialreliefofthreeparts.TheUnitedStatessince30yearstheestablishmentofsecuritysystemshasformedalargesocialsecuritysystem.美国社会保障制度由社会保险、社会福利、社会救济三局部组成。美国自30年代建立保障制度以来，已形成庞大的社会保障体系。

3ThecurrentSocialSecuritySystemincludesA:Oldageinsurance(年老保险/退休保险)B:Medicalinsurance(医疗保险)C:Disabilityinsurance(残疾保险)D:Survivorinsurance(遗族保险)E:Unemploymentcompensation(工作保险)F:Pubicassistanceandwelfare(公共救济)G:UnemploymentCompensation(失业补助)

4OldageinsuranceWhenpeopleaged65whohasretiredformallyfromhiscompanywhohasattendedtheSocialSecuritySystemcangetthewholeannuities.Ifheretiresjustaging62,hecangetjust80%oftheannuities.What’smore,whentheinsuredisdead,hissurvivorcangettheannuitywhichdepends,ofcourse.

5Thestatutoryoldageretirementinsurancemandatory,andcontributiontothewelfare,healthinsuranceandretirementfundsarethesourceofthenormalchannelscanbeself-adjusting.Hispensionandreceivedsupportinaccordancewithpay,theprincipleofbalanceofpayments,accordingtotheagingofthepopulationprojections,retireepremiumsexpenditureneeds,andconstantlyadjustinginsurancetaxrate,throughself-adjustmentofthenormalcycleofself-operation.老年法定退休保险具有强制性、奉献性和福利性，退休和医疗保险基金有正常来源渠道，能自我调整和自我调整。其退休金的收与支是按照现收现付、收支平衡的原那么确定的，根据人口老龄化的预测、退休费支出的需要，不断调整保险税税率，通过自我调整到达自我循环正常运转的目的。

7Strictlycontrolthepaymentofunemploymentbenefitsandpaidtimestandardsinordertofacilitatetheactivere-employmentoftheunemployed.Timepaymentofrelief,Mostoftheprovisionssubjecttoaweekwaitingperiodbeforetheycouldusetopayamaximumof26weeks,Strictlylimittheissuanceofseveralweeksisaimedatpromotingapositivere-employmentoftheunemployed.严格控制失业救济金发放标准和发放时间，以利于失业者积极再就业。救济发放时间，大多数规定需经一周等待期前方可使用，最多支付26周。严格限制发放周数的目的在于促使失业者积极再就业。

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