上海2025自考[金融学]英语二高频题考点.docxVIP

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上海2025自考[金融学]英语（二）高频题(考点)

一、选择题（每题1分，共20分）

（共20题）

1.Therapiddevelopmentoffintechhassignificantlyimpactedthetraditionalbankingsectorby_________.

A.reducingcompetition

B.enhancingcustomerservice

C.minimizingregulatoryoversight

D.decreasingprofitmargins

2.WhatdoesthetermfinancialinclusionprimarilyrefertointhecontextofChinasfinancialmarket?

A.Theconcentrationofwealthinmajorcities

B.Theexpansionoffinancialservicestoruralareas

C.Theincreaseinforeigninvestment

D.Theriseofdigitalbankingplatforms

3.WhichofthefollowingisakeycharacteristicoftheShanghaiStockExchange(SSE)?

A.Itisprimarilyabondtradingmarket.

B.IthasthelargestmarketcapitalizationinChina.

C.Itfocusesexclusivelyonsmallandmediumenterprises(SMEs).

D.ItisregulatedbythePeoplesBankofChina.

4.AccordingtotheBaselIIIagreement,whatistheminimumcapitaladequacyratiorequiredforbanks?

A.4%

B.6%

C.8%

D.10%

5.WhatistheprimarypurposeoftheDualCircuitSysteminChinasfinancialmarket?

A.Topromotecross-bordertradefinancing

B.ToseparatetheA-shareandB-sharemarkets

C.Toregulateforeignexchangetransactions

D.Tofacilitateprivateequityinvestments

6.Whichfinancialinstrumentismostcommonlyusedforhedginginterestraterisk?

A.Futurescontract

B.Optionscontract

C.Swapscontract

D.Forwardcontract

7.WhatdoesthetermrepomarketrefertointhecontextofChinasmoneymarket?

A.Amarketforbuyingandsellinggovernmentbondsatfixedinterestrates.

B.Amarketfortradingcorporatebondswithhighcreditrisk.

C.Amarketforshort-termloansbetweenfinancialinstitutions.

D.Amarketforforeigncurrencyderivatives.

8.WhichofthefollowingisamajorcomponentoftheShanghaiInternationalFinancialCenter(SIFC)?

A.TheChinaSecuritiesRegulatoryCommission(CSRC).

B.ThePeoplesBankofChina(PBOC).

C.TheShanghaiStockExchange(SSE