北京2025自考[金融学]英语二模拟题及答案.docxVIP

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北京2025自考[金融学]英语（二）模拟题及答案

一、选择题（共20题，每题1分，计20分）

说明：每题只有一个最佳答案。

1.Thetermfinancialderivativesreferstoinstrumentswhosevalueisderivedfrom______.

A)stocksorbonds

B)underlyingassetslikecommoditiesorcurrencies

C)interestratesormarketindices

D)alloftheabove

2.WhichofthefollowingisaprimaryfunctionofthePeoplesBankofChina?

A)Regulatingthestockmarket

B)Issuingnationalcurrency

C)Managingforeignexchangereserves

D)Settingcorporatedividendpolicies

3.InthecontextofChinasfinancialmarket,interbanklendingprimarilyinvolves______.

A)bankslendingtoindividuals

B)commercialbanksborrowingfromeachother

C)centralbankloanstocommercialbanks

D)governmentbondstrading

4.Aliquiditytrapinafinancialsystemischaracterizedby______.

A)excessivedemandforloans

B)lowinterestrateswithnoeconomicstimulus

C)highinflationduetocreditexpansion

D)bankshoardingcash

5.TheBaselIIIframeworkemphasizes______tostrengthenbankcapitalrequirements.

A)reducingreserveratios

B)increasingleveragelimits

C)minimumTier1capitaladequacy

D)unlimitedloanexposure

6.InChina,theShanghaiStockExchangeisheadquarteredin______.

A)Beijing

B)Shenzhen

C)Shanghai

D)Guangzhou

7.TheChinaBondMarketAggregationInitiative(CMAI)aimsto______.

A)increaseforeignbondissuance

B)streamlinedomesticbondtrading

C)reducebondyields

D)eliminatebondtaxes

8.Ahedgefundtypicallyengagesin______.

A)conservative,low-riskinvestments

B)short-termtradingwithhighleverage

C)sociallyresponsibleinvesting

D)fixed-incomesecurities

9.TheChinaEconomyandFinancialRiskIndexmeasures______.

A)stockmarketvolatility

B)creditdefaultswaps

C)macroeconomicstability

D)cryptocurrencyadoption

10.TheGreenFinancialBondinitiativeinChinasupports______.

A)renewableenergyprojects

B)realestatedevelopment

C)traditionalmanufacturing

D)consumerloa