2025年全球交易风险保险理赔报告（英文）.pdfVIP

Global

transactionalrisk

insuranceclaims

report2025

AbusinessofMarshMcLennan

2Globaltransactionalriskinsuranceclaimsreport2025

3Foreword

4Globalsnapshot

5 2024: A significant year for

transactionalriskclaims

7NorthAmerica

13UnitedKingdom

17Europe

22 Asia Pacific

26Conclusion

27Recommendationstonavigatethe

claimslandscape

3Globaltransactionalriskinsuranceclaimsreport2025

Foreword

Thetransactionalriskinsurancemarkethasgonethroughatransformationin2024.Asoutlinedin

Marsh’sGlobaltransactionalrisksinsuranceclaimsreport2025, last year was characterized by a notable

rise in both the volume and complexity of notifications made under representations and warranties

(RW) policies, known as warranty and indemnity (WI) outside of North America.

DrawingoninsightsfromourdedicatedclaimsspecialistsacrossNorthAmerica,Europe,theUK,

and Asia Pacific, the report offers a data-driven view of the evolving nature of claims. We explore the

global rise in claim severity and the shift toward earlier notifications in many regions and discuss why

breaches tied to financial statements often result in higher loss amounts compared to other claims.

Asthetransactionalrisklandscapecontinuestoevolve,thisreportaimstohelpdealmakers,

underwriters, and advisors understand emerging trends, manage ri