2025年光大银行招聘考试（英语）历年参考题库含答案详解.docxVIP

2025年光大银行招聘考试（英语）历年参考题库含答案详解

一、选择题

从给出的选项中选择正确答案（共50题）

1、Whichphrasebestcompletesthesentence?Thebankoffersflexibleloantermstohelpsmallbusinesses__________growth.

A.accelerate

B.achieve

C.accelerate

D.accelerate

【参考答案】B

【解析】helpachievegrowth为固定搭配，accelerategrowth侧重加速，而achievegrowth实现增长目标。后文flexibleloanterms更支持企业实现目标而非单纯加速。

2、Inabankinterview,youareasked,Whatskillsdoyoupossessthatmatchourcustomerservicerole?Whichresponseismosteffective?

A.Ihavestrongmathskillsandcancalculateinterestquickly.

B.Imempathetic,detail-oriented,andtrainedinconflictresolution.

C.Icanspeakthreelanguagesfluently.

D.Ihaveexperiencemanaginglargeteams.

【参考答案】B

【解析】银行客服岗位核心要求是沟通能力、细致性和问题解决能力。选项B直接关联岗位需求，而其他选项（如语言能力、团队管理）虽为加分项但非核心。

3、Whichsentenceusescheckdepositcorrectly?

A.Shedeposited$500intohersavingsaccountviacheck.

B.Thebankrejectedhercheckdepositduetoinsufficientfunds.

C.Hewithdrewmoneyfromacheckdepositaccount.

D.Thetelleraskedforacheckdepositreceipt.

【参考答案】B

【解析】checkdeposit特指通过支票进行的存款，后文duetoinsufficientfunds符合支票拒付逻辑。其他选项中A应为savingsaccountdeposit，C应为savingsaccountwithdrawal，D中receipt通常与现金存款关联。

4、Choosethegrammaticallycorrectsentence:

ATheclientrequestedanearlywithdrawaloftheircertificateofdeposit.

B.Thebankmanagerapprovedourapplicationforanewloan.

C.Wehavetowaituntiltheendofthequartertoaccessoursavings.

D.Thetellertoprocessthecustomersdepositbecauseofthesignature.

【参考答案】A

【解析】certificateofdeposit（存单）需用单数形式，其他选项中：B缺少冠词（应加the）、C时态错误（应为现在完成时）、D逻辑矛盾（存款无需签名验证）。

5、Whichsentenceusesoverdraftcorrectly?

A.Thebankchargedmeafeeformyoverdraftlastmonth.

B.Sheopenedanoverdrafttocoverhermedicalexpenses.

C.Hisaccountbalanceisnegativeduetoanoverdraft.

D.Theoverdraftprotectionincreasedhiscreditlimit.

【参考答案】B

【解析】overdraft指透支额度，B选项openanoverdraft正确（申请透支