2026年中国进出口银行招聘考试（英语）历年参考题库含答案详解.docxVIP

2026年中国进出口银行招聘考试（英语）历年参考题库含答案详解

一、单项选择题

下列各题只有一个正确答案，请选出最恰当的选项（共20题）

1、根据商务邮件写作规范，以下哪项最符合正式沟通要求？

A.使用Hi,couldyousendmethereport?

B.开头直接说明具体需求

C.结尾添加表情符号

D.使用Bestregards作为结束语

2、阅读理解：根据段落Globaltradereliesonlettersofcredittoreducepaymentrisks，securities最可能指代什么？

A.保险单据

B.金融衍生品

C.信用证文件

D.股票凭证

3、语法填空：Thecompanyhas________(expand)itsmarketshareinthepastfiveyears.

A.expanded

B.expanding

C.expanded

D.expands

4、词汇辨析：Whichphrasebestdescribesthesituationwhereabankguaranteespayment?

A.foreignexchange

B.lettersofguarantee

C.tradediscounts

D.interestrates

5、阅读理解：根据ChinasexportgrowthslowedinQ32025duetorisinglogisticscosts，logisticscosts最可能包括哪些因素？

A.海运费上涨

B.人工成本增加

C.税收政策调整

D.以上都是

6、语法结构：Whichsentencecorrectlyusesanon-definingrelativeclause?

A.Thecontract,whichwassignedyesterday,iseffectiveimmediately.

B.Thebankthatofferslowestinterestrateswillwincustomers.

C.Investorsshouldcarefullyreadthetermsbeforeinvesting.

D.Theloanrequiresmonthlypaymentswhichmustbeontime.

7、阅读理解：根据Digitalpaymentsystemshaveincreasedcross-bordertransactionsby40%in2025，cross-bordertransactions最可能指：

A.同城支付

B.跨境电商订单

C.银行间清算

D.外汇兑换

8、词汇搭配：Thebankadoptedstrictmeasuresto______counterpartyrisks.

A.mitigate

B.enhance

C.eliminate

D.optimize

9、阅读理解：根据Renewableenergyprojectsreceived30%morefundingin2026thanin2025，funding最可能指：

A.政府补贴

B.银行贷款

C.企业自筹资金

D.捐赠款

10、语法填空：Althoughthedealwasdelayed,thebank________(support)theprojectasplanned.

A.supported

B.hassupported

C.willsupport

D.supported

11、Thefollowingsentencecontainsagrammaticalerror.Whichoneiscorrect?

A.Theteammembersarediscussingtheprojectschedule.

B.ThemanagersuggestedthatthereportshouldbefinishedbyFriday.

C.Shehasntfinishedreadingthebookwhichsheborrowedyesterday.

D.IfIh