银行招聘英语真题及答案.docVIP

银行招聘英语真题及答案

一、单项选择题（总共10题，每题2分）

1.Whatisthemainfunctionofabank?

A.Providingloans

B.Offeringinvestmentadvice

C.Ensuringfinancialstability

D.Alloftheabove

Answer:D

2.Whichofthefollowingisatypeofcheckingaccount?

A.Savingsaccount

B.Certificateofdeposit

C.Moneymarketaccount

D.Demanddepositaccount

Answer:D

3.Whatdoesthetermprimeratereferto?

A.Theinterestratechargedbythecentralbank

B.Thelowestinterestrateofferedbycommercialbanks

C.Theinterestrateforprimecustomers

D.Therateusedasabenchmarkforotherinterestrates

Answer:D

4.Whatisthepurposeofacreditscore?

A.Todeterminethevalueofacar

B.Toassessaborrowerscreditworthiness

C.Tocalculatetheinterestrateonaloan

D.Toevaluateapersonsfinancialstability

Answer:B

5.Whichofthefollowingisacommonmethodofpayment?

A.Check

B.Creditcard

C.Cash

D.Alloftheabove

Answer:D

6.Whatistheroleofabanksriskmanagementdepartment?

A.Toensurecompliancewithregulations

B.Toassessandmitigatefinancialrisks

C.Tomanagethebanksassets

D.Toprovidecustomerservice

Answer:B

7.Whatisthetermfortheprocessoftransferringmoneyfromonebanktoanother?

A.Wiretransfer

B.Checkclearing

C.ACHtransfer

D.Alloftheabove

Answer:A

8.WhatistheprimarypurposeofabanksATM?

A.Toprovidecashwithdrawals

B.Toofferinvestmentservices

C.Tofacilitatecheckdeposits

D.Toprovideloanapplications

Answer:A

9.Whatisthetermfortheamountofmoneyabankkeepsinreserve?

A.Liquidity

B.Capital

C.Reserverequirement

D.Liquiditycoverageratio

Answer:C

10.Whatistheroleofabanksloanofficer?

A.Toapproveloans

B.Toprovidefinancialadvice

C.Tomanagethebanksassets

D.Toassessaborrowerscreditworthiness

Answer:D

二、多项选择题（总共10题，每题2分）

1.Whatarethemaintypesofbankaccounts?

A.Checkingaccount

B.Savingsaccount

C.Certificateofdeposit

D.Moneymarketaccount

Answer:A,