AI 赋能时代:争夺保险客户.docxVIP

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  • 2026-02-12 发布于湖南
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BCG

INSURANCEINDUSTRY

CompetingfortheAI-EmpoweredInsuranceCustomer

ARTICLEFEBRUARY03,20268MINREAD

Inafewyears,the?rststepinbuyinginsurancemightnotbeaphonecallorawebsearchbutaconversationwithanAIassistant.InsurersneedtoprepareforaworldwhereAItoolsarethefrontdoortotheirbusinessandguide,orevenmake,consumers’purchasingdecisions.

Thisshi允isanopportunity,notanexistentialthreat.AgenticAI—systemsthatactanddecideonbehalfofconsumers—canmakeinsurancemoreintuitive,personalized,andaccessible.Insure

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