金融保险金融英语模拟题及答案.docxVIP

金融保险金融英语模拟题及答案

一、单选题（每题1分，共10分）

1.Whichofthefollowingtermsreferstotheprocessofdeterminingtheriskaninsurancecompanyfaceswhenitissuespolicies?

A.Underwriting

B.Claimsprocessing

C.Premiumsetting

D.Reinsurance

【答案】A

【解析】Underwritingreferstotheprocessofassessinganddeterminingtheriskinvolvedinissuinginsurancepolicies.

2.Whatdoesdeductiblemeaninthecontextofinsurance?

A.Themaximumamountaninsurancecompanywillpayout

B.Theamounttheinsuredmustpaybeforetheinsurancecompanypays

C.Theinterestratechargedonaloan

D.Theperiodforwhichinsurancecoverageisvalid

【答案】B

【解析】Adeductibleistheamounttheinsuredindividualmust