广东省失地农民养老保险研究-以番禺区为例.pdfVIP

摘 要 摘 要 城市化是我国经济社会发展的必然之路，但是伴随着城市化进程的加剧，产生 了越来越多的失地农民，在解决安置失地农民后路尤其是养老保险体系构建的问题， 已经引起了社会各界的广泛关注。广东省作为改革开放的前沿地带，失地农民数量 较多，各类关于养老保险的试点方案积累的经验也较丰富，因此本文选择这一地区 的失地农民养老保险体系的进行研究，希望对于国内其他地区具有参考与借鉴意义。 本文的研究方法主要是访谈和调查问卷法。以广州市番禺区为调研地点，对番禺区 政府相关部门进行访谈，并对小谷围岛被征地农民发放调查问卷。在此基础上，对 目前失地农民养老保险体系建立所存在的法律依据缺乏、养老保险资金筹集困难、 缴费比例分担不明确、保值增值不规范等等问题进行分析和研究，力图以点带面的 为解决整个广东省内不同地区的失地农民养老问题提供有益参考。 主要研究结论是：明确政府职责加强宣传监督工作，经办与管理机构分开。以 多层次广覆盖为基本原则。广开门路筹集养老保险资金，明确缴费各方分担比例。 设计并完善失地农民养老保制度，吸引失地农民自觉自愿的参保投保。规范基金运 营体制并积极探索基金保值增值新渠道。 关键词：失地农民；养老保险；政府职能 I Abstract Abstract Urbanization is an inevitable trend of Chinas economic and social development, but accompanied by the progress produced a growing number of landless peasants. How to resolve the resettlement of landless peasants and build the pension insurance has aroused more and more attention. Guangdong Province as the frontier area, producing a large number of landless peasants with all kinds of pension insurance on the experiment plan have accumulated rich experience, the study on this region has a very important and guiding significance for other regions of China. The main methods are interviews and questionnaires. Taking Guangzhou Panyu District as a case study, conducted interviews by the Panyu District relevant government departments, and paid the questionnaire to Xiao Guwei Island landless peasants. On this basis, the landless peasants on the current pension insurance system established by the lack of legal basis; difficulties of the pension insurance fund-raising; fuzzy of the proportion of fee-sharing, non-standard of maintaining and increasing the v