格莱珉乡村银行的经济价值外文翻译.docVIP

外文题目：The economic of the Grameen Bank 出 处：A Bell Howell Information Company 作 者：Ameen, Farhad 原 ： THE ECONOMIC OF THE GRAMEEN BANK ’s credit program and to throw light on those features of its innovative institution set-up that make it so successful in recovering its loans.The dissertation is divided into six chapters and organized as follows. I first describe the institutional set-up of the Grameen Bank and its group lending program.I draw on material obtained from interviews with bank staff and borrows during a field-trip to the Konokdia branch of the bank in Patuakhali .This is followed by an economic analysis of the banks lending program .I analyze the multifaceted role of group lending in specific ways in which the incentives created by the requirement to form groups affects group composition and the incentives for peer support,peer supervision,and loan repayment. Using a formal model,I analyze the effect of one specific feature of the Grameen Bank –“staggered disbursement”--on the expected loan recovery rate . In a two borrower model I show that when loan disbursement is staggered,the probability of loan recovery is higher when borrowers are linked together in a group than when there is no such group interlinkage.I analyze the implications of loan staggering on borrower welfare. The dissertation also includes an empirical analysis of the determination of loan repayment in the Grameen Bank .Using panel data collected from a sample of Grameen Bank branches by the World Bank ,I perform OLS, “fixed effects”and “random effects”regressions to examine the relationship between the variation in repayment rates across Grameen Bank branches and such variables as the average loan size ,the proption of loans to women and the distance of the branch from districte Headquarters.The results throw light on some of the the