云南出口企业信用风险管理研究论文.docVIP

摘要  摘  要  加入 WTO 后，我国对外贸易增长迅速，地处西南边境的云南省对于我国面 向东南亚、南亚的对外贸易具有重大战略意义，“桥头堡战略”为云南省的出口提 供了强大的政策支持，也显示了党和国家对云南经济发展的高度重视，云南未来 的出口贸易将会获得快速发展，出口在拉动云南经济发展方面的作用将会体现得 更加明显，与此同时, 云南出口企业的信用风险管理现状却无法满足云南省对外 贸易的发展需要。 本文首先简述了信用风险管理的相关概念以及信用风险管理的发展过程，国 内外对信用风险管理的研究情况，从中反映出我国对信用风险研究不足的现状， 因此需要借鉴国外的成熟理论来对云南出口企业进行研究。本文对云南近几年的 出口状况以及出口企业的结构进行了分析，从中分析了云南出口企业的优势以及 存在的不足，在用国外的相关理论对云南出口企业信用风险管理进行分析时，为 适用本地特点，将国外相关模型和方法进行了修改。之后，将企业的信用风险管 理理论与云南出口企业的实际情况相结合，探讨云南出口企业的信用风险控制策 略。最后，引入了一个云南出口企业的实际案例，应用本文提出的方法对其进行 分析，然后针对其自身情况为其提出了信用风险控制策略。 本文的研究成果为进一步研究出口企业信用风险管理奠定了一定基础，同 时，为云南省出口企业信用风险管理水平的提高提供理论指导。 关键词：出口企业；信用风险；风险管理 I 摘要 Abstract After China’s access to WTO, our foreign trade is increasing rapidly. As located in southwest frontier, Yunnan Province plays great strategic role in Chinese trade with Southeast Asia and South Asia. The “bridgehead strategy” provided strong policy support for the area of Yunnan Provinces export, which demonstrates the Party and central attach great importance to Yunnan economic development. Also, there will carry on large scale export in future, then the export trade will be more and more important in Yunnan economic development. Meanwhile, the credit risk management situation of Yunnan Export enterprises is actually unable to satisfy the demand of the development of Yunnan foreign trade now. First of all, this paper mainly states the credit risk management related concepts as well as it’s development process. Then, with the analysis of credit risk management at home and abroad, to get the actuality that our present situation is insufficient to credit risks research. Therefore, we need to use for reference foreign mature theory to study Yunnan export enterprises. Then the paper analyzes Yunnan export condition as well as export enterprises structure in recent years, in order to get the advantage and disadvantage of Yunnan export enterprise. When using the related theories abroad to analyze Yunnan Export enterprise credit risks management, we modify them according