论混合共同担保——以物的担保和人的担保并存为重点的研究.pdfVIP

论混合共同担保 中文摘要 论混合共同担保 ——以物的担保和人的担保并存为研究重点 中文摘要 混合共同担保作为一种特殊的担保形式在现实中对于融通资金、保障债权顺利实 现发挥着巨大的作用，而物的担保和人的担保并存又是混合共同担保中最重要最复杂 的担保形式，研究并确立其规则具有重大的现实意义。但是，我国 《担保法》第28 条、《担保法司法解释》第38 条及《物权法》第176 条任然存在矛盾、不合理之处。 因此，本文结合比较法上各国的规定，通过对我国立法的反思、混合共同担保立法模 式的反思，全面详细的探讨了混合共同担保制度中的一些基本理论问题，如确定了担 保人之间追偿份额的计算方法、债权人“放弃”另一方的担保责任对另一方的影响等 问题。本文粗陋的立法建议希望能对实务具有一定的借鉴作用。 关键词：物的担保 人的担保 混合共同担保 免责数额 作 者：刘宜林 指导老师：李中原 I 论混合共同担保 中文摘要 Study On Jointed-guarantee ———Focusing On The Coexisting Of Material Guarantee And Credit Guarantee Abstract As a special type of guarantee, jointed-guarantee has been playing an indispensable role nowadays in credit intermediation and the smooth realization of debt. Among various kinds of jointed-guarantees, the hybrid of material guarantee and credit guarantee is the most significant but also the most complex one. Hence, analyzing and setting up rules of the mixed one have huge impact on daily business dealings. However, when comparing Article 28 of “Guarantee Law”, Article 38 of “Judicial Interpretation of Guarantee Law”, and Article 176 of “Property Law” we can easily identify them as inconsistent and to a certain degree, unreasonable. In order to address these problems this dissertation researches, explores, discusses a number of basic theoretical issues concerning jointed guarantee based on deep reflection upon China’s legislative mode as well as legislators’ intent. Featuring comparative per