农村养老保险适度水平及对提高社会保障水平分层贡献研究_穆怀中.pdfVIP

第37 卷 第3 期 2013 年5 月 人口研究 Vol. 37 ， No. 3 May 2013 56 Population Ｒesearch 农村养老保险适度水平及 对提高社会保障水平分层贡献研究* 穆怀中 沈 毅 樊林昕 施 阳 【内容摘要】中国社会保障水平提高的重点之一是农村社会保障水平的提高。“新农保”的实施 不仅提高了农村养老保险水平，还提高了全国社会保障水平。受“新农保”试点覆盖范围的限制及低 于适度水平给付起步策略影响，农村社会养老保险提升社会保障水平的作用还未充分发挥。文章研 究发现，在农村养老保险适度水平条件下，20 12 ～ 2050 年适度个人账户年均提升全国养老保险和社会 保障水平的幅度分别为2. 7 % 和1. 48% ;适度个人账户和基础养老金年均提升全国养老保险和社会 保障水平的幅度分别为4. 12% 和2. 96% ;适度农村社会养老金及家庭养老年均提升全国养老保险和 社会保障水平的幅度分别为4. 78% 和3. 81% 。农村养老保险适度水平发展对缩小城乡差距和提高 社会保障水平具有积极的作用。 【关键词】农村养老保险;适度水平;社会保障水平;分层贡献率 【作者简介】穆怀中，辽宁大学副校长、人口研究所教授;沈毅，辽宁大学人口研究所博士研究生; 樊林昕、施阳，辽宁大学人口研究所硕士研究生，辽宁沈阳:110036 。 Moderate Ｒural Endowment Insurance and Its Contribution to Improving Social Security Mu Huaizhong Shen Yi Fan Linxin Shi Yang Abstract :One of the keys to improving social security level is to raise rural endowment insurance level ．The new rural endowment insurance has improved the level of old － age insurance in rural areas and social security for the whole country ．Largely affected by the limit of the new rural endowment insur- ance coverage and the below － moderate － level pension payment ，the role of rural endowment insur- ance in improving the level of social security has not been fully realized ．Ｒesults from this study suggest that in the context of moderate rural old － age insurance level ，personal account would increase nation- al pension and social security level by 2. 7% and 1. 48% respectively ，personal account and basic pen- sion would increase national pension and social security level by 4. 12% and 2. 96% respectively ，and pension insurance and family pension would increase national pension and social security level by 4. 78% and 3. 81% respectively for each year between 20 12 to 2050. The moderate level of rura