以财富管理为着力点服务浙江经济转型升级.pdfVIP

点时空 Financial Focus 金融家谈转型 以财富管理为着力点 服务浙江经济转型升级 俞炯玲 渊交通银行浙江省分行袁浙江杭州 310006 冤 摘要院 江省经济转型将迎来巨大的财富管理需求 这为银行业发展财富管理业务提供了良好契机遥 同时 开展财富管理银行业 务也是商业银行打破同质化竞争尧辅助产业资本走出去尧实现自身战略转型的必由之路遥在 商业银行实现财富管理转型 必须从传 统的资金提供者向综合金融服务商转变 可以从产品创新尧品牌塑造尧新兴产业尧中小企业尧信息技术和风险 制六个方面入手遥 同 时 政府和监管机构也应加快完善法律法规 鼓励金融创新 搭建行业交流平台遥 关键词院财富管理曰转型曰品牌曰金融创新曰需求曰中小企业 中图分类号院F832 文献标识码院A 文章编号院1005-0167(2011)05-0004-05 Abstract: The economic transformation of Zhej iang Province will create huge demands for wealth management, which will provide a great opportunity for developing wealth management business in banking industry. Moreover, developing the wealth management business is also the only way for banking industry to get rid of the homogeneous competition, assist the industrial capital in investing abroad and achieve its strategic transformation. In order to achieve the transformation of wealth management, the commercial banks in Zhejiang have to shift from traditional lenders to integrated financial services providers. The transformation can be started from six aspects: product innovation, brand building, emerging industries, SMEs, information technology and risk control. Furthermore, the government and regulatory authority should also facilitate the improvement in laws and regulations, encouraging the financial innovations and building a platform for communications between industries. Key words: Wealth Management; Transformation; Brand; Financial Innovation; Demand; SMEs 我省 十二五冶规划明确提出了 加快金融创新发 一方面袁 危机之后袁 国际资本市场已脱离单边上升轨 展袁进一步推进耶金融强省爷建设袁加快打造耶中小企业 道袁波动性加大袁市场间套利机会增加遥另一方面袁全球 金融服务中心爷和耶民间财富管理中心爷冶的战略构想和 经济复苏的路上充满不确定性院 欧洲陷入主权债务泥 目标遥如何围绕这一目标实现转型发展袁同时为浙江经 淖袁美日等主要