住房抵押贷款证券化的若干法律问题分析，正稿.docVIP

作者声明 本毕业论文（设计）是在导师的指导下由本人独立撰写完成的，没有剽窃、抄袭、造假等违反道德、学术规范和其他侵权行为。对本论文的研究做出重要贡献的个人和集体，均已在文中以明确方式标明。因本毕业论文（设计）引起的法律结果完全由本人承担。 毕业论文（设计）成果归中南财经政法大学所有。 特此声明。 住房抵押贷款证券化的若干法律问题分析 Housing mortgage securitization several legal issues of analysis 2011 年 月日Asset Securitization）是近几十年来世界金融领域的最重大的创新之一，从20世纪60年代末的美国开始，短短的三十多年时间里，住房抵押贷款证券化得到迅猛发展，并成为现代金融发展的主流方向。近年来，国内外学者围绕这一主题的研究成果很多，但与我国法律现状有一定差距，特别是从新出台的《物权法》角度分析更有许多问题值得研究。 本文集中阐述了住房抵押贷款证券化的相关概念及内涵，围绕住房抵押贷款证券化实施可能引起的法律问题做了相应的分析，并。 Abstract Mortgage Securitization (Asset Securitization) is the worlds financial sector in recent decades, the most significant innovation is one of the late 60s from the 20th century the United States began a short period of thirty years time, the housing mortgage loan securitization by rapid development and become a mainstream development of modern finance. In recent years, scholars research this theme a lot, but there is a certain gap between Chinas legal situation, especially the new introduction of the Property Law point of view there are many issues worth studying.  This article focuses on the securitization of mortgage loans related to the concept and connotation surrounding the implementation of mortgage securities may be made legal problems arising from the corresponding analysis, and related legislation for the country put forward their own ideas. This paper studies the use of standardized methods of case studies. Full three main parts: First, mortgage-backed securities on the basic principles; second mortgage loan securitization analysis of legal issues; Third, make relevant legislative proposals. The first part introduces the securitization of mortgage loans primarily in the main, operational processes and key areas of implementation of the housing mortgage loan securitization significance; on mortgage-backed securities based on the principle of the introduction and make the relevant instructions. The second part of the implementation of the current mortgage securitization and the existen