中外商业银行国际贸易融资业务的比较和对策建议.pdf

中外商业银行国际贸易融资业务的比较和对策建议.pdf

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Abstract China’Sfinancial theChinesecommercial openingkeepsadvancing.Policyprotections banks inChinafade showthatinternationaltradefinancebusinesswhich enjoy away.Studies isa riskand kindoflow revenuebusinessis a focusbetween high becomingcompetition Chineseand commercialbanksinChina.Itisan forChinese foreign urgentproblem to commercialbankssolvehowto theirbusiness andavoidlossin improve capacities thesistreatstheChineseand as commercialbanks competition.The foreign studyobjec招. the ofthe varietiesand comparesdevelopmentbusiness,businessstructure,riskmanagement, business business oftheirinternationaltradefinance process,businesscreation,andefficiency theleasonstheChinesecommercialbanksfallbehind business,explainswhy foreign commercial then forwardaseriesof countermeasuresforthe banks,and brings suggestive Chinesecommercialbanksto theirinternationaltradefinancebusiness. improve Thesix showthe ofChinesecommercialbanks. aspects compared disadvantages withthe commercial Chinesecommercialbankshave Compared foreign banks,the ashorter andthereforehavelessmarket andare experiencedoperationhistory experience shortofelites.tlleirbusinessvarietiescoverasmallerservice and of scope compose mainly traditionalbusinessvarieties.The oftheChinesecommercialbanksto capabilities identify weakerandtheir 10SSare risksarc abilitiestoavoid lessflexible.theirbusinessexamination needs timeandmore and longer complicatedprocedures,communicationcooperationamong afe sectionslesssmooth.theconditionsforbusinesscreationareworse.The ofthe efficiency commercialbanksasawholeislowerthanthat commercialbanks. Chinese offoreign order forthe oftheChinese In tomake commercial up disadvantages banks,thepaper forwardfour risk business brings countermeasures:improvingmanagement,shortening and internationaltradefinancebusiness process,perfecting enhancing creating products,and and intercommunionwitllotherfinanceinstitutionsininternationalfinance cooperation market.Themost to ris

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