《sigma6_2016_enMicroinsurance - risk protection for 4 billion people（小额保险）》.pdfVIP

sigma No 6/2010 Microinsurance – risk protection for 4 billion people 1 Executive summary 2 Introduction: How is microinsurance different from conventional insurance? 4 Microinsurance benefits the society and the insurance sector 9 Market overview – Sizing the potential – Business models and market trends – Regional developments – Product developments – Key issues and challenges 25 The roles of government and Public Private Partnerships (PPP) 30 Outlook – microinsurance in the next decade 32 Conclusion Published by: Swiss Reinsurance Company Ltd Economic Research Consulting P.O. Box 8022 Zurich Switzerland Telephone +41 43 285 2551 Fax +41 43 282 0075 E-mail: sigma@ New York Office: 55 East 52nd Street 40th Floor New York, NY 10055 Telephone +1 212 317 5400 Fax +1 212 317 5455 Hong Kong Office: 18 Harbour Road, Wanchai Central Plaza, 61st Floor Hong Kong, SAR Telephone +852 2582 5703 Fax +852 2511 6603 Author: Amit Kalra The editorial deadline for this study was Telephone +91 80 4134 2317 4 November 2010. Editor: sigma is available in English (original language), Clarence Wong German, French, Spanish, Chinese and Japanese. Telephone +852 2582 5644 sigma is available on Swiss Reʼs website: sigma co-editor: