关于完善我国寿险投资理性思考.pdf

ABSTRACT The investment in life insurance is the main pillar to the e妞stence and develcIpment of the modem life insurance industry．Since 1982，When the government regained the life insurance has advanced at a miraculous pace． But it is still under a lower level in our country．And it has restricted the healthy development of the life insurance industry seriously．Accorcling to the present situation of our country and the international experiences，the dissertation analyzed countermeasures to perfect our countrys investment in life insurance progressively． The dissertation contains seven parts as follows： Part I analy’zes the restraint to the investment in life insurance form the source of the life insurance funds，and makes clear the significance of the investment to the life insurance industry on the basis of distinguishing the essential conception between the life insurance and the investment in life insurance． PartⅡelaborateS the process of the investment in life insurance in our country．Having found its existing problems originaUy，the djssertation makes penetrating analysis on the restraint to the investment in life insurance from the outer investment environment aild the inner investment mechanism． Part 111 sums up the common experiences of the investment in other countries，and applies them to Oily country by comparfive analysis． From the point of characters of the life insurance funds，partⅣinquires into how to set up scientific and reasonable and efficient investing tactics， so as to evade hazard of investment and increase the i11vesting profits． Part V analyzes how t0 establish perfect laW system for the investment in life insurance(including revising the existent ordinances)，thus provides practical lawful protection for it，s implement． Part VI establishes the mutua卜linkage model that is relied on the Financial Mutual—-Linkage Theory(FMI工)and evaluares the effect of entering the capital market of the life insurance funds． Part vii demonstrates the feasibility of p