我国商业银行竞争力分析和对策研究.pdfVIP

The Abstract of The Strategy and Ana I ys i S to Our Commercial Bank’S competition abi I itv With the worldwide development of economic and finance，and the information sciencetechnology wide application in the field of finance,The traditional bank’managemant mode，prosecution idea and the service scope is being changed greatly．Our commercial banks have to compete bitterly with the internationalcommercial banks after the enrollment to WTO．In the key time of tempetition and opportunity,How to evaluate and raise commercial banks competition ability and keep them growing up rapidly is quite important and it is also helpful to theory and practice． This paper analyses our commercial banks wim the international commercial banks deeply and find our advantage and disadvantage in the summarize of actuality and development trend，it also point out how to innovate and reform in the field offinance，According with systems analysis and the meaning of commercial bank’S competition ability,the competition ability system is analysed from actual ability,latent ability,competition environment,competition trend and finance computerization，an evaluating index system is properly constructed，The proper method ofhow to evaluate the commercial bank’S competition ability is founded． For the complexity ofthe competition ability system and the speciality ofthe sample data,the fuzzy mathematical theory is used in evaluating COUISe．The commercial banks competition ability evaluating model is constructed based on the theory ofFuzzy Andytical Hierarchy Process． In the evaluation process the experts’experience and suggestion is widely absorbed，The commercial bank’S competition ability is properly evaluated by the combine ofqualitative analysis and fix quality measure． Our commercial banks’competition ability and the USAs is demonstrative investigated and evaluated properly by the Fuzzy Andytical Hierarchy Model，It shows our commercial banks’ disadvantage and the superiority clearly．Therefore the Fuzzy