国际贸易结算支方式的选择及运用.doc

国际贸易结算支付方式的选择及运用国际贸易结算支付方式的主要种类选择国际结算支付方式时应考虑的实际因素在确定付款方式之前，尽量多做客户资信调查不同地区的客户，采用不同的做法 4.1.3视合同金额的大小和新、老客户区别对待，灵活采用结算方式 4.1.4对客户资信实行动态掌握，连续考察，随时注意调整结算方式 4.1.5运用灵活的T/T付款方式托收与备用信用证或银行保函相结合 国际贸易结算支付方式的选择及运用Along with world economics integration, various countries economy fuses unceasingly and develops, between various countries foreign trade intercourse is also getting more and more close. If the importer-exporter does not have the correct choice method of settlement, possibly causes the import and export side not to be able to receive the cargo or the loans, even money goods two spatial. For maintenance own Biggest benefit, how to choose method of settlement in trade correctly already to become the concerned question of the world in actual operation now. This article first introduce the international payments ways type, then from two aspects of international trade main method of settlement own characteristic and the influencing factor of Foreign trade enterprise how to choose the method of international settlement to study the influencing factor of the selection an application of means payement in international trade, based on which has discussed the actual utilization of method of settlement in international trade, achieved the instruction of Foreign trade enterprise how to correctly choose the method of settlement, reduced the settlement risk,? promoted trade development . Key words: international trade;? means of payment;? selection;? application 国际贸易结算支付方式的选择及运用国际结算使各国的产品、服务和资金得以交换，从而让生产得到远比国内市场宽阔的发展空间，实现了更大规模的持续发展；使资金实现国际转移，实现跨国投资，在全球范围内配置资源，促进了生产力的发展，以便得到最大收益。假如没有相应的国际结算业务，经济的全球一体化就根本无法进行，各国的经济发展也势必受到极大的损害。 国际贸易结算支付方式的主要种类 汇付，又称汇款，是最简单的国际货款结算方式。采用汇付方式结算货款时，卖方将货物发运给买方后，有关货运单据由卖方自行寄送买方；而买方则径自通过银行将货款汇交给卖方。[1]这对银行来说，只涉及一笔汇款业务，并不处理单据，属于商业信用，采用顺汇法。 汇付业务涉及的当事人有四个：付款人（汇款人remmitter）、收款人（payee或beneficiary）、汇出行（remitting bank）和汇入行（paying bank）。其中付款人（通常为进口人）与汇出行（委托汇出汇款的银行）之间订有合约关系，汇出行与汇入行（汇出行的代理行）之间订有代理合约关系。在办理汇付业务时，需要由汇款人向汇出行填交汇款申请书，汇出行有义务根据汇款申请书的指示向汇入行发出付款书；汇入行收到