金融危机对中国金融创新和金融监管的启示.docVIP

金融危机对中国金融创新和金融监管的启示 　　摘要：美国金融危机席卷全球，危机背后暴露出来的是创新与监管严重失调。本质上这不是金融创新本身的问题，而是监管的问题。本文分析欧美监管体系监管缺位的原因，从而在此基础上提出如何加强金融监管的政策建议。 　　关键词：金融危机；金融创新；金融监管 　　The financial crisis on Chinas financial innovation and financial supervision enlightenment 　　TianZhongJing MouXiaoWei jilin university Chinese state-owned economy research center in changchun， jilin 130012 　　Abstract： the United States financial crisis sweeping the globe， crisis exposed behind is innovation and supervision serious disorder. In essence this is not financial innovation itself， but the problem of supervision. This paper analyzes Eur