山东即墨市高考英语二轮阅读理解摸底练习5答案.docVIP

山东即墨市2016高考英语（二轮）阅读理解摸底练习（5）答案 【2014模拟】 阅读理解Justin and Brandy Besemer were newly married and trying to pay off their wedding debt when they decided their family needed a dog — an American Bulldog named Kaila. Thus started one of their first arguments. Brandy, who had never raised a dog before, wanted to spend a little over $ 300 a year buying pet insurance. Justin, who had always kept dogs, thought it was a waste of money. “His parents told me this horror story that made me insist we get it, ” explained Brandy, 28. “They were talking about their dog having to have a knee replaced and it cost them like $ 2,000. We couldn’t afford that. I just didn’t want to get a dog if I couldn’t afford to take care of it. ” When Kaila chewed up a string of Christmas lights a few months later, landing the dog in an emergency veterinary center, the Santa Monica couple was relieved that Brandy had gained the upper hand. When they found that the dog had infections and food allergies, they realized that without the insurance they wouldn’t have been able to afford treatment for Kaila. “We joke that she’s our little lemon, ” Brandy said. “This is the longest we’ve gone without having to take her to the vet, and it’s been maybe three weeks.” Although the Besemers are delighted that they spent the money buying pet insurance,plenty of experts agree with Justin’s first assessment: It’s a waste of money. If the couple had a different policy or a different temper, it might be. However, as is true with many personal finance decisions, the smart choice on pet insurance is a personal one. In general, experts claim that it’s wasteful to insure against risks that are not catastrophic. It doesn’t make sense, for example, to buy pet insurance to pay for routine medical issues such as injections and checkups. That’s because you’ll pay roughly as much for the coverage as the treatment. Whether it makes sense to buy a policy for major medical bills relies on two things: emotion and finances. If you would