兴业银行财报务表分析.docVIP

兴业银行财务报表分析? 摘要 财务报表?分析，是通过收集，整?理企业财务会计报告中?有关数据，并结合其他?有关补充信息，对企业?的财务状况、经营成果?和现金流量情况进行综?合比较和评价，为财务?会计报告使用者提供管?理决策和控制依据的一?项管理工作。银行会计?报表是银行一切金融交?易的数据描述，它反映?了银行经营活动的全貌?。因此，对报表进行分?析不仅要分析经营活动?成果，而且还要分析经?营活动过程。作为经营?货币的企业，首先要进?行资金分析。银行在资?金营运的整个过程中有?许多不确定因素，银行?经营的各个环节都包含?着风险，如何防范和控?制风险，增强银行资金?的流动性和安全性，这?也是银行会计报表分析?的另一个着重点。 关?键词 上市银行，兴业?银行， 财务报表 ?ABSTRACT ?Bank accou?nting stat?ements are? all finan?cial trans?actions ba?nk data de?scription ?(whether o?n the form? or in off?-balance-s?heet descr?ibe), it r?eflects th?e outline ?of the ban?ks busine?ss activit?ies. There?fore, anal?ysis of st?atements n?ot just to? analyse b?usiness ac?tivities a?chievement?, but also? analysis ?management? activity ?process. T?he bank is? the speci?al enterpr?ise busine?ss monetar?y credit, ?its busine?ss activit?ies proces?s mainly f?or capital? operation? process, ?so first s?hould unde?rtake fund? analysis.? Banks in ?capital op?erations t?hroughout ?the proces?s, a lot o?f uncertai?nty of ban?ks operat?ion each l?ink contai?n, and how? to preven?t and cont?rol the ri?sk of risk?s, enhanci?ng bank li?quidity an?d security?, this als?o is bank ?accounting? statement?s analysis? another f?ocus. The ?final resu?lts of ban?k manageme?nt perform?ance for t?he profits? (or losse?s), the pu?rsuit of u?tmost prof?it is comm?ercial ban?k manageme?nt goal, h?ow to incr?easing ear?nings, red?uce cost, ?increase p?rofitabili?ty needs f?inancial a?nalysis. T?his paper ?first chap?ter on a s?trategic p?erspective? what socg?en overall? existing ?strengths,? weaknesse?s, opportu?nities and? threats, ?the second? chapter a?nalyzes th?e developm?ent status? of the en?tire banki?ng industr?y in China?s banking? industry ?at present?, the prob?lem and ne?eds to str?engthen th?e business?, the thir?d chapter ?concretely? analyzed ?societe ge?nerale 200?8 to 2008,? of the fi?nancial da?ta from li?quidity, a?sset quali?ty, capita?l adequacy? ratio and? nonprofit? four aspe?cts to ill?ustrate so?ciete gene