chapter 3 Remittance课件.pptVIP

Chapter three Remittance;3.1 Outline of Remittance; International exchange refers to operational activities related with the currency conversion and transfer of funds between countries in order to settle the claims and debts by payment instruments through banks. In broad sense--the international settlement In narrow sense--international bank remittance Types:;Debtor/Buyer;Debtor/ Buyer; A bank, at request of its customer, transfer a certain sum of money to its overseas branch or correspondent bank, instructing it to pay a named person domiciled in that country. Based on commercial credit ;汇款人（remitter/importer）: Remittance application Submit the same amount of funds and commission For our country, submit documents required by SAFE 收款人或受益人（payee/exporter）;汇出行(remitting bank)： payment order/P.O. （支付授权书)should be made out as instructed in the application and indicate the reimbursement of remittance cover ; outward remittance 汇入行或解付行（paying bank）： paying in strict compliance with the P.O. and authenticate the relevant signature or test key ; usually paying after its receipt of the funds from the remitting bank; clean payment; inward remittance ; Based on the manner by which the payment instruction is transmitted M/T Remittance by means of sending/posting a payment instruction T/T Remittance by cable / telex / SWIFT D/D the remitting bank, at the request of the remitter, draws a bill of exchange on the paying bank, ordering the latter to pay on demand a certain sum of money to the beneficiary (the payee of the draft). ;3.2 Procedure for Remittance;Remitter (Importer);payee;FM:汇出行 TO:汇入行 DATE:发电日期 TEST密押 OUR REF NO.汇款编号 NO CHARGES FOR US 我行不负担费用 PAY(AMT) 金额VALUE (DATE)起息日 TO(BENEFICIARY)收款人 MESSAGE附言 ORDER/BY ORDER OF (B/O)汇款人 COVER头寸拨付;Remitting bank: bank of Asia, Tianjin Paying bank：bank of Asia, Luxemburg Date of cable: 9 June Test:2563 Ref No.208TT0219 Amount:USD 1,660.00 Payee:Marie Clauda Dumon