Advantages and Disadvantages of buying and selling loan settlement.docVIP

 PAGE \* MERGEFORMAT 7 Advantages and Disadvantages of buying and selling loan settlement Sales staff is responsible for sales of products manufactured in this unit, while the bank settlement of the Finance staff, the two seem unrelated, does not. Sales staff selling the products of this unit is to recover the production costs and achieve value-added products. This means that sales staff to promote their products is to recover the money, but the settlement payment is to be adopted by buyers and sellers Bank unit to achieve. Therefore, sales staff need to have some basic knowledge of bank settlement, otherwise, despite paying a lot of hard work, took great trouble may also be due to the improper selection of the banking settlement types, resulting in delay in receipt of payment, and even hopeless to recover. So, salespeople should have a bank statement of the basis of what knowledge? First, banks are divided into Tongcheng clearing settlement and off-site billing. If the sales staff in the region sell their own products, you can only use Tongcheng settlement. Tong Cheng under the settlement, a total of the following payment methods: note of transfer, promissory notes, promissory bills, and city commission collection. Under normal circumstances, use a larger amount of check, but the use of problems arising in the course more. In order to maximize the quality check, sales receipt to the buyer to pay the check, they should note the following points: A check is valid for 5 days, from the face day after the date of starting date, expiration date, the event of holidays, extended validity period of the day, but if the holidays in the face between the date and maturity date, you can not check validity of postpone. Especially the multi-year or cross-months, we must pay attention to whether there is a new year or the month of mistake due to customary patronage, written just the past year or the month. For example, in January 1994, incorrectly checks written on a parti