教案Insurance要点.doc

外贸函电课程教案 课题：Insurances 课时： 周次： 授课日期： 地点： 授课方式及手段：Lecturing, Task-based approach, Questioning, Discussion, Practicing… 教学目标： After studying this part, the students are able to: 1、To learn the different kinds of risks of insurance. 2、To learn useful expressions on insurance. 3、To practice writing letters of insurance. 教学重难点： 1、To learn some knowledge related to insurance. 2、To learn useful expressions on insurance. 3、To learn how to write letters of insurance. 教学过程与内容： Part I Step One warm-up Questions: 1.Is insurance important? 2.How much do you know about insurance? Step Two Presentation ●The importance of insurance: Insurance is very closely related to foreign trade. People in the international trade should have a thorough knowledge of it and the ability to handle its problems. Insurance was originally applied to losses at sea, where risks were always great, but it is not provided to cover(投保) almost any kind of occurrence (不幸事件) that may result in loss. As a large percentage of our trade in and out of this country goes by ship, what mainly concerns us is still the Marine Insurance. (海运险，水险) ●Knowledge related to insurance (p234, p236--238,254) ★Risks for marine insurance 海上运输货物保险的风险 perils of the sea 海上风险 natural calamity (natural disasters) 自然灾害 fortuitous accidents 意外事故 extraneous risks 外来风险 general extraneous risks 一般外来风险：雨淋、短量、偷窃、玷污、渗漏等 special extraneous risks 特殊外来风险：战争、罢工等 ★Losses and Expenses 损失和费用 （一）Losses and expenses of the sea 海上损失和费用 1.total loss （全部损失）: a. actual total loss 实际全损 b. constructive total loss 推定全损 2.partial loss (部分损失) a. general average (G.A) 共同海损 b. particular average 单独海损 3.expenses (费用) a. sue and labor expenses 施救费用，损害防止费用 b. salvage charges 救助费用 （二）Losses of extraneous risks 外来风险的损失 ★China Insurance Clauses (C. I. C.) 中国保险条款 1. According to Ocean Marine Cargo Clause 《海洋运输货物保险条款