On the use of credit cards College Students Present Situation and Countermeasures.docVIP

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On the use of credit cards College Students Present Situation and Countermeasures.doc

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On the use of credit cards College Students Present Situation and Countermeasures

On the use of credit cards College Students Present Situation and Countermeasures Abstract In this paper, the current status of the credit card market in Wuhan students to China Merchants Bank YOUNG cards, for example, from an economic perspective of the banks to sell credit cards source of profit for college students, analyzed the pros and cons of using credit cards college students and the errors made Students bring in a reasonable use of credit cards should be learned to facilitate the financial management, to develop good spending habits. Keywords: college students YOUNG Card Society of China Merchants Bank Credit Card Money First, the status of the credit card market in Wuhan students In recent years, student credit card quick fame in the major colleges and universities, more and more college students to start using this kind of post-consumer repayment of overdraft facility. Banks have launched the relevant student credit card business, generously made available to college students is not a small amount of the overdraft limit. Among them, China Construction Bank to provide the maximum amount of 3,000 yuan, Industrial and Commercial Bank the amount of 500 yuan, other banks control most of the overdraft amount less than 2,000 yuan. Meanwhile, the credit card to do more and more low threshold. 1,2005 years in October, China Merchants Bank issued the first time in the national currency pairs of the exclusive college students credit card banner banner YOUNG invasion college and university students. As a city with millions of college students in Wuhan city, naturally became vigorously advocated by China Merchants Bank credit card hotspot. This year, YOUNG card to enter a four-year, Wuhan has passed. Although there are many colleges and universities in Wuhan, but the scope of YOUNG card issuers, including seven only for the “211” universities, including 10 colleges and universities in Wuhan - Wuhan University, Huazhong Science and Technology Univer