金融英语：银行通信存款业务介绍.docx

美联英语提供：金融英语：银行通信存款业务介绍小编给你一个美联英语官方试听课申请链接：/?tid=16-73374-0　　Deposits by correspondence refer to the way in which overseas Chinese， Hong Kong， Macao and Taiwan compatriots， Chinese of foreign nationality and domestic residents approved to settle down or study abroad authorize domestic banks to handle savings deposits for their funds abroad．　　通信存款是指华侨、港澳台胞、外籍华人及批准出境定居或留学的国内居民，将其在国外的资金委托国内银行办理储蓄存款的一种方式。　　A client sending a letter authorizing the bank to handle the deposits by correspondence may go through the account opening procedures by attaching duplicates of his or her ID card， passport or exit pass and other valid credentials， filling out the Application Form for Opening Account of Deposits by Correspondence， choosing the type of deposits according to the types of services already transacted by the bank （say， current deposit， time deposit and current－time optional deposits， etc．）， and also pre－assign the method of withdrawal later．　　来信委托银行办理通信存款开户的客户，须附身份证、护照或出境通行证等有效证件的影印件，填写“通信存款开户申请书”，根据银行已开办的业务种类（如活期、定期、定活两便等）选择存款种类，并约定日后的支取方式，即可办理开户手续。　　银行产品介绍：NoticeDeposit通知储蓄存款　　Notice deposit is defined as one that does not have definite term when making deposits and the types are chosen in advance （now there are two types： one day notice deposit and seven days notice deposit）， and you must inform the bank before the withdrawal of the date and amount of withdrawal． Usually the minimum amount of notice deposit is 50，000 RMB yuan in a lump sum with the minimum withdrawal sum not less than 50，000 RMB yuan each time． You can deposit money in a lump sum and withdraw money in a lump sum or by several times．　　通知储蓄存款是一种存款人在存入款项时不约定存期，预先确定品种（目前分一天通知储蓄存款、七天通知储蓄存款两个品种），支取时需提前通知银行，约定支取日期及金额的储蓄存款方式。一般5万元起存，最低支取金额5万元，一次存入，可分一次或多次支取的储蓄存款。美联英语：