农户参与森林保险意愿的实证分析——以江西为例.pdfVIP

科 学 林 第 47 卷第5 期 业 Vol. 47 ,No. 5 2011 年 5 月 SCIENTIA SILVAE SINICAE May ,201 1 农户参与森林保险意愿的实证分析* 一一以江西为例 廖文梅1 彭泰中1 曹建华z (1.江西农业大学经济贸易学院南昌 33∞45; 2. 上海财经大学财经研究所 上海 200433 ) 摘 要: 对农户参与森林保险意愿进行实证分析，利用Logistic 模型对影响农户参与森林保险的各个因素进行回 归。结果表明:显著的变量有户主的年龄、家庭收入的主要来源、林业灾害带来的经济损失程度、农户的森林是否 经历过灾害、农户对林业保险的了解程度、农户对森林保险的需求态度、森林保险的索赔额度、农户对森林保费的 态度、国家补贴保费下的参保态度。 关键词: 森林保险;意愿; Logistic 模型:农户 中困分类号: F326.2 文献标识码:A 文章编号:1∞1 -7488(2011 )05 -0117 -07 An Empirical Analysis on the Households Willingness to Participate in Forest Insurance一一-A Case Study in Jiangxi Province 1 1 z Liao Wenmei Peng Taizhong Cao Jianhua ( 1. Economr and Tr副， te School , JI臼ngi Agricultural UnÍfleTlitr Nanchang 33∞45; 2. Re.ωrch ln.titute 01 Finance and Econom阳， Shanghai Univer.itr 01 Finance and Economic Shanghai 2∞433) Abstract: The study makes an empirical analysis of households willingness to participate in forest insurance hy adopting the Logistic mode l. The result of regression indicates that the significance variables include householders age , their main source of household income , extent of economic losses caused hy disasters , whether households have experienced forest disasters or oot ,how much know ahout the forest insurance , what attitude hold toward the demaoding of forest insurance , what attitude hold toward forest insurance premiums , how much insurance can compensate , what willingness to participate in such insurance programs with state-suhsidies.