金融法 第十章 票的据法.pptVIP

第一节 票据与票据法概述 一、票据概述 二、票据法概述 Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. 一、票据概述 （一）票据的概念 广义 狭义 发票人依票据法发行的、无条件支付一定金额或委托他人无条件支付一定金额给收款人或持票人的一种文书凭证。 Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. （二）票据的分类 ——汇票 第十九条 汇票是出票人签发的，委托付款人在见票时或者在指定日期无条件支付确定的金额给收款人或者持票人的票据。 Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. A bill of exchange contains: 1. The term bill of exchange inserted in the body of the instrument and expressed in the language employed in drawing up the instrument; 2. An unconditional order to pay a determinate sum of money; 3. The name of the person who is to pay (drawee); 4. A statement of the time of payment; 5. A statement of the place where payment is to be made; 6. The name of the person to whom or to whose order payment is to be made; 7. A statement of the date and of the place where the bill is issued; 8. The signature of the person who issues the bill (drawer). Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. 汇票的分类 ——记载权利人方式为标准分 A 记名汇票 B 指示汇票 C 无记名汇票 ——依汇票到期日为标准分 A 即期汇票 B 远期汇票 ——依票据关系人资格重叠与否分 A 一般汇票 B 变式汇票 Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. ——以发行和付款的地点为标准分 A 本国汇票 B 外国汇票 ——以汇票的出票为标准分 A 银行汇票 B 商业汇票 Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. ——本票 第七十三条 本票是出票人签发的，承诺自己在见票时无条件支付确定的金额给收款人或者持票人的票据。     本法所称本票，是指银行本票。 Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. TITLE II - Promissory Notes  Article 75 A promissory note contains: 1. The term promissory note inserted in the body of the instrument and expressed in the language employed in drawing u