我国现代物流的风险及物流保险需求分析.pdfVIP

西南交通大学学报(社会科学版) JOURNAL OF SOUTHWEST JIAOTONG UNIVERSITY D悦. 2∞7 2ω7 年 12 月 6 Social Vol. 8 No.6 我国现代物流的风险及物流保险需求分析 李帽琦 (西南财经大学保险学院，四川成都 610074) 关键词: 第二方物流;现代物流风险;现代物流保险;物流综合保险 摘 要: 物流止已成为近几年我国经济领域中最活跃、最热门的新兴行业之一，第三方物流形态正引起人们 的重视，其发展空间很大。但我国现代物流运行却涉及制度和法律风险、合同风险以及责任地圈加大的风险。在 现代物流中传统保险不能解决第三方物流公司面临的代位过偿等问题，而 2ω4 年揪出的物流保险也存在物流保 险责任花圈小、计收保费依据不科学、不能满足快速发展的市场需求等缺陷。因此，我国急需发展现代物流综合保 险，而根据物流市场的需要，进一步开发适销对路的险种是其中的关键。第二三方物流企业也应根据需妥选挣物流 综合保险策略，从而降低风险。 中阁分提号:. F840.63 文献标志码: A 文意编号: 1009-4474(2007)06-0114-05 The Risk of Chinas Modern Logistics and Need Analysis of Logistics Insurance U Heng-qi (School 01 lnsurance , Southwestem University 01 Fin.ance αnd Eco n.omics , Chengdu 610074 , Chin.a) Key words: third party logistícs; risk of modern logistics; modern logistics insurance; logistics synthesis insurance Abstract: Logistics has been one of the most prosperous industries in Chinas economy and the third pa此y logistics has attracted more attention and di自plays a 50und prospect of development. Meanwhile. the operation of Chinas modern logistics tends to face the rise of risks involved in regulation. law. contract and scope of responsibility. The traditiona1 insurance can not solve the problem of subrogation recove可 conducted by the third pa此y logistics and the logistics insurance launched in 2004 has a naπow scope of responsibility and the unscientific basis on which premium is charged and fails to meet the demands of a rapidly developing market. Therefo