以房养老试点业务（Pilot business of housing for the elderly）.docVIP

以房养老试点业务（Pilot business of housing for the elderly） Beijing encourages the development of housing endowment pilot business Lai Zhen At 10:21 on October 23, 2011, sources: Xinhua mobile phone watching news Print sharing recommended brand mall network error correction Recently announced the Beijing times 12th Five-Year aging development plan proposed, Beijing city to encourage commercial insurance companies, commercial banks and housing provident fund management department, establish public welfare agencies to carry out the house-for-pension scheme of pilot operations. It is understood that the concept to the housing endowment is the reverse mortgage, is self occupied property the elderly through mortgage have, in urgent need of cash but no other income source, the solution as pressing danger. As for the amount of loans available to the elderly, it depends on the value of the house, the interest rate, and the age of the owner. Beijing City Commission relevant source, Beijing city will be in accordance with the relevant laws and regulations of the state, and actively carry out research to the housing endowment policy, in order to clarify the possible problems in the process of development, will also consider making for corporate incentives, to further enhance the elderly pension ability, to meet the demands of the elderly. Survey shows that in 2010, Beijing census register over 60 years old population of 2 million 350 thousand, accounting for 18.7% of the total population of the household registration. 12th Five-Year. In the period, the elderly population in Beijing will increase by an average annual rate of 170 thousand. In 2015, the population of the household registration population will reach 3 million 200 thousand, accounting for 23% of the household population. Shanghai house-for-pension scheme helpless and concept is still in death At 14:10 on October 17, 2011: China Broadcasting Network According to voice of China CNR news reported that Shanghai provident fund