中小企业如何确定发展模式（How to determine the development model of SMEs）.doc

中小企业如何确定发展模式（How to determine the development model of SMEs） Compared to large enterprises, SMEs are the most dynamic enterprises, the growth rate of three figures can only be heard in small and medium enterprises, but there is a certain reason: Most small and medium-sized enterprises in the market, will undoubtedly have done a very careful consideration and study, even a lot of small and medium-sized enterprises with leading domestic and international patent technology, the product concept is also mostly subversive, also there is no lack of genuine blue ocean products, there is no doubt that in the market, also has amazing market demand or potential demand, the general manager in the project, not the two hardware conditions, is not easily test the water. Therefore, when the enterprise into the market, differentiated product concept and huge market potential will allow enterprises to quickly dig into the pot of gold, so it is let the operator feel smug, but when they made with sleeves ready to play a game, but found a bottleneck problem to let the operator feel one after another, even if be taken by surprise. Which part did not handle, all enterprises pay is likely to cast to waste. (a) the unequal treatment of small and medium-sized enterprises in the market competition in the course of the investigation on the development of small and medium-sized enterprises in the financing bottleneck, the most concern problem of small and medium-sized enterprises and managers in rapid growth in the enterprise, to expand production, research and development to expand the network to expand, rely on their own profit ability can not meet the huge demand for funds, but to bank loans, while banks also admit that it is very optimistic about the project, but will excuse such as financial risk management mechanism is not perfect, no mortgage assets and other reasons declined, but also lamented the helpless. When these banks face large enterprises, the attitude is different, even some ba