第一章额度授信（The first chapter is the amount of credit）.docVIP

下载本文档

15
0
约 28页
2017-08-17 发布于河南
举报
版权申诉

第一章额度授信（The first chapter is the amount of credit）.doc

1、原创力文档（book118）网站文档一经付费（服务费），不意味着购买了该文档的版权，仅供个人/单位学习、研究之用，不得用于商业用途，未经授权，严禁复制、发行、汇编、翻译或者网络传播等，侵权必究。。
2、本站所有内容均由合作方或网友上传，本站不对文档的完整性、权威性及其观点立场正确性做任何保证或承诺！文档内容仅供研究参考，付费前请自行鉴别。如您付费，意味着您自己接受本站规则且自行承担风险，本站不退款、不进行额外附加服务；查看《如何避免下载的几个坑》。如果您已付费下载过本站文档，您可以点击这里二次下载。
3、如文档侵犯商业秘密、侵犯著作权、侵犯人身权等，请点击“版权申诉”（推荐），也可以打举报电话：400-050-0827(电话支持时间：9:00-18:30)。
4、该文档为VIP文档，如果想要下载，成为VIP会员后，下载免费。
5、成为VIP后，下载本文档将扣除1次下载权益。下载后，不支持退款、换文档。如有疑问请联系我们。
6、成为VIP后，您将拥有八大权益，权益包括：VIP文档下载权益、阅读免打扰、文档格式转换、高级专利检索、专属身份标志、高级客服、多端互通、版权登记。
7、VIP文档为合作方或网友上传，每下载1次，网站将根据用户上传文档的质量评分、类型等，对文档贡献者给予高额补贴、流量扶持。如果你也想贡献VIP文档。上传文档

第一章额度授信（The first chapter is the amount of credit）

第一章额度授信（The first chapter is the amount of credit） The document from the network, is my collection of finishing, if there are omissions, errors, please! The first chapter is the amount of credit 1.1 overview The definition of 1.1.1 The amount of credit refers to the Construction Bank through the comprehensive evaluation of the customers credit, credit risk and credit demand, based on credit risk limits on the amount of the approved credit control credit line, and through the lines of credit allocation with the centralized and unified management to monitor and control the credit risk of the process Credit risk limit is in accordance with the relevant provisions of the construction bank customer credit rating method, calculated in the future period the bank can bear the maximum total customer credit risk In principle, the credit can not exceed the amount of credit risk limits 1.1.2 objects and conditions In principle, the Construction Bank for all enterprises and corporate clients (including single corporate customers and group customers) for the amount of credit, except in the following situations: 1. only apply for low risk business customers; 2. other construction bank that does not require the amount of credit for the customer 1.1.3 target One is to control the concentration of risk Construction Bank on a single customer credit not too concentrated, should set the maximum amount, the construction bank customers for credit balance can not exceed this amount The two is to improve the efficiency For different customer, has been identified in the credit line especially for single credit business of public credit, correspondingly simplify procedures The three is to enhance the competitive ability Construction Bank by the amount of credit, with high-quality customers and close cooperation, contributes to the development of construction bank customers, establish a good image of the Construction Bank 1.2 the amount of credit the way The amount of credit the way is divide