2009年银行从业考试《个人理财》模拟试题（2009 banking exam personal finance simulation test questions）.docVIP

2009年银行从业考试《个人理财》模拟试题（2009 banking exam personal finance simulation test questions） This is a 2009 Bank of qualification examination personal finance simulation questions, questions are multiple choice, I hope for your help pro forma 2009 bank from the exam. 1. macroeconomic policy has a substantial impact on the investment, the following statement is correct (). A. statutory deposit reserve rate cut to stimulate investment growth. A larger B. area of the gap between rich and poor, the private banking business is not easy to carry out C. countries to reduce the fiscal budget, will lead to asset price promotion D. in the stock market downturn, the tax increase can stimulate the stock market rebound 2. monetary policy tools (not included). The deposit reserve rate of A. B. fiscal expenditure The discount rate of C. D. open market operations 3. customers and a commercial bank signed a non guaranteed floating income financial plan. Is () A. the bank pay benefits to customers according to the agreed terms and the actual investment income B. the bank according to the agreed terms to ensure that customer benefits C. the bank according to the agreed terms to ensure customer returns D. the bank according to the agreement conditions to ensure the safety of principal customers In 4. under the condition of inflation, (). A. is the nominal interest rate can reflect the rate of return on investment assets The actual interest rate is higher than the nominal interest rate of B. Increase the purchasing power of individuals and families C. D. fixed asset depreciation rates 5. of the securities investment fund through effective portfolio (maximum). A. of avoiding inflation risk B. to reduce non systematic risk To reduce the risk of C. D. reduce nondiversifiable risks 6. FRA transactions, if the reference rate is 5.37%. The agreement rate of 5.36%. Interest payments for 90 days, 360 days days assumed base, the nominal debt principal is 10 million yuan, while the cash settlement amount